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Commercial & Asset Finance

Finance the Assets That Help Your Business Grow

Explore finance for vehicles, equipment, machinery and the essential assets that keep your business moving.

Finance Options

Finance for the Assets That Keep You Moving

From a single work vehicle to major machinery, we compare finance options built for growing businesses.

Business Vehicle Finance

Finance for vehicles used in your day-to-day operations, from vans to work utes.

Equipment Finance

Structured finance for tools and equipment essential to running your business.

Machinery Finance

Finance options for heavier machinery, matched to your industry and cash flow.

Commercial Asset Finance

Finance for the broader assets that support commercial growth and operations.

Structures Explained

Ways to Finance a Business Asset

The right structure depends on your tax position, cash flow and how long you plan to keep the asset — we'll help you compare.

Finance Lease

The lender retains ownership while you use the asset, with an option at the end of the term.

Chattel Mortgage

You take ownership at purchase while the lender holds security over the asset.

Hire Purchase

You hire the asset with an agreement to purchase it once the term is complete.

How It Works

Asset Finance in Four Steps

1

Tell Us About the Asset

Share what you're financing and how it supports your business.

2

Compare Structures

We compare lease, chattel mortgage and hire purchase options.

3

Prepare Your Application

We help prepare the documents your application needs.

4

Put the Asset to Work

Once approved, your business can move forward with the asset in place.

Common Questions

Frequently Asked Questions

What's the difference between a chattel mortgage and a lease?

With a chattel mortgage you own the asset from settlement while the lender holds security over it. With a finance lease, the lender retains ownership and you use the asset for an agreed term. We'll explain which may suit your situation.

Can start-up businesses access asset finance?

It depends on the lender and the specifics of the business — some lenders consider newer businesses, particularly with a personal guarantee or additional security. We'll help identify realistic options.

Is asset finance only for new equipment?

No — many lenders also finance used equipment and machinery, subject to their own age and condition criteria.

Will my accountant need to be involved?

It's a good idea. Tax treatment differs between lease, chattel mortgage and hire purchase structures, so we recommend looping in your accountant alongside your broker.

Explore More

Related Services

Information on this page is general in nature and does not take into account your business's specific financial position. It does not constitute financial, credit, tax or legal advice, and no outcome — including loan approval — is guaranteed. Speak with a Prime Path Brokerage specialist and your accountant to understand what may be possible for your circumstances.
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